This protection lets you apply every three months to suspend your student loan payments

This protection lets you apply every three months to suspend your student loan payments

One of the most common praises of SoFi (aside from the ease and speed) is the different options. They have refinancing plans to fix just about any customer out there.

Another feature which makes SoFi stand out is their Unemployment Protection. If you were to lose your job, as long as it wasn’t due to your actions, then you can apply for forbearance through SoFi.

You can do this every three months for 12 months. You’ll still occur the interest on the loan, but it gives you time to find a new job without having to worry about the loan.

6. Earnest

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There are a lot of benefits to choosing Earnest as your refinance company. One of the most notable is its flexibility.

Unlike a lot of other loan companies, Earnest lets you customize the payment and loan term. You can pick anywhere between five years and 20. The other lenders out there have set plans you have to fit into.

They allow for refinancing amounts of anywhere from $5,000 to $500,000, which should fit just about anyone’s needs. (mehr …)

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